Wednesday, March 14, 2012

Obama didnít make insurance costs go up

Julie Lynn wrote a letter (Feb. 29) blaming "Obamacare" for the rise in her health insurance rates. It is not the new health care bill that is causing the insurance companies to raise their monthly premiums. The premiums have been rising all along, sometimes at inexplicably high rates.

My husband and I have had similar individual insurance policies (as does Ms. Lynn) with Blue Shield of Idaho since 2007, the costs of which have risen quite dramatically every year, and this was before the Affordable Health Care Act was passed in March 2010. Only by raising our deductibles and dropping certain features, as well as appealing the proposed raise, were we able to keep the costs somewhat in check.

From 2010 to 2012, monthly premiums may have risen even higher (for some), but who can show us that they would have stayed low if the health care act had not passed?

By the way, I think calling it "Obamacare" is highly disrespectful to an honest and honorable president.

Everyone expects instant results with the new health care act, and that is unrealistic. In time, when the new policies start to really take effect, I am confident that we will see more efficiency in health care practices and the resulting savings in costs and in premiums.

A better way to find cheaper but still effective insurance policies would be through an online insurance exchange, which the great state of Idaho has chosen not to implement, because in doing so the state would be accepting federal dollars. And the state of Idaho seems to be looking for any means to repeal or weaken the Affordable Health Care Act.

Evelyn Phillips


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